Make Smart Investments & Transform
Creating winning digital strategies that transform your organization for long term sustainable success. Create. Adapt. Thrive.
Data Monetization
Financial Services industry realities – Do you have a Data Monetization Plan?
FS firms are clearly being challenged by both Big Tech and FinTech in their incumbent lines of business. From lending to payments to traditional consumer banking, the protective moats around large financial institutions are being breached by the overabundance and intelligent leveraging of consumer data by these new competitors. To survive, new data monetization strategies and agile delivery methodologies will be required.
We drive tangible business outcomes and obtain higher return on your technology investments through intelligent capture, analysis, and leveraging of your organization's most valuable data assets, helping you stay competitive in an economy in the midst of digital disruption.
Business Model Innovation
Financial Services continues to be an industry in transition. Regulators are changing position on important areas of crisis-era regulations, requiring banks to continue making investments to remain in compliance while fine-tuning their business models to allocate capital and resources to achieve a higher return on equity.
Should banks allocate more or less of their balance sheet to capital intensive businesses such as trading? Where should bank holding companies look to optimize their efficiency ratios and obtain a better return on equity?
At Monticello, we see the shifting regulatory landscape along with aggressive competition from new entrants such as Big Tech as top drivers for business model innovation to protect market share and remain relevant in the eyes of the consumer.
Intelligent Automation (IA)
Where does robotics and artificial intelligence fit in my company’s strategic plan? What could be automated in my line of business? These fundamental questions require thoughtful consideration and must also bridge your current and future state business models. Today, business executives and CEOs are investing heavily in intelligent automation from business process automation to customer self-service and consumer facing digital and mobile solutions.
While we are living in an era where many companies are attempting to “automate everything” in the enterprise, make no mistake that having a talented and dedicated workforce along with a thriving culture will remain a true competitive advantage for the best companies long into the future. To get where you want to go, an IA roadmap is needed where the best thought leadership around the capabilities and pitfalls of automation will guide your journey.
